Glimmer of Hope?

I am not too sure if free insurance quotes would still work to a lot of Filipinos. I am a little unsure if they would buy the idea with the rising number of insurance companies that declared bankruptcy and had decided to close down. Quite a handful of Filipinos felt they were cheated. There was even no warning of the problem prior to closure. If they have heard of it long before, they should have pulled out their resources and invested their money to something more and fruitful endeavors. Well, it is really a pity! The world needs no more of this brouhaha as we are in our worst situation with the global crisis and all. I hope and pray we still could see a glimmer of hope and get up from all these worst things that have been happening around us.